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UK rewards optimiser

UK Rewards

Make UK credit cards, cashback and loyalty points comparable, then pick the card that suits how you actually spend.

Card details on this site are indicative and may be out of date. Always check current rates, fees and eligibility on the issuer's site before applying. This is not financial advice.

Spend optimiser

Which card for which spending

Enter your monthly spend per category. The optimiser recommends the best card for each and totals the annual value, after caps, FX fees and card fees are taken into account.

Monthly spend: £0

Add a bit of monthly spend to see which cards win each category.